For serious European investors
Disciplinewithout shortcuts
LearnAImarkets is a tactical asset allocation terminal designed for investors in Europe. Every AI decision comes with its drivers, confidence level, and active guardrails — so you understand why the system acts, not just what it does.
Why UCITS ETFs
Optimized for the European investor
Most quantitative investment tools are designed for the US market: ETFs like SPY, QQQ or GLD are inefficient for a European resident for tax and regulatory reasons. All assets in our Core 12 portfolio are UCITS domiciled in Ireland or Germany.
European regulation (UCITS IV)
Legal structure supervised by EU regulators. Investor protection built into the vehicle.
No US withholding tax
UCITS ETFs avoid the 30% source withholding that applies to dividends from US-domiciled ETFs.
Accumulating (Acc)
Funds in this portfolio auto-reinvest dividends, reducing tax and administrative friction.
Available from European broker
Traded on XETRA and Euronext. No regulatory restrictions or PRIIPs issues for EU residents.
The portfolio
Core 12 — twelve UCITS ETFs
The portfolio covers global equities, euro-denominated fixed income, real assets and gold. The tactical model adjusts weights daily according to the detected market regime.
iShares Core S&P 500 UCITS ETF (Acc)
Equities · 0.07%
iShares Core MSCI Europe UCITS ETF (Acc)
Equities · 0.12%
iShares Core MSCI EM IMI UCITS ETF (Acc)
Equities · 0.18%
iShares Developed Markets Property Yield UCITS ETF
Real Assets · 0.59%
Xtrackers MSCI World ex USA Swap UCITS ETF
Equities · 0.15%
iShares Euro Government Bond UCITS ETF (Dist)
Fixed Income · 0.09%
iShares Core Euro Corporate Bond UCITS ETF (Dist)
Fixed Income · 0.20%
Xetra-Gold ETC (respaldado por oro físico)
Alternative · Sin TER
Invesco EQQQ NASDAQ-100 UCITS ETF (Dist)
Equities · 0.30%
iShares Edge MSCI World Momentum Factor UCITS ETF
Equities · 0.30%
Xtrackers Russell 2000 UCITS ETF 1C
Equities · 0.30%
iShares STOXX Europe 600 Oil & Gas UCITS ETF (DE)
Equities · 0.47%
* TER = Total Expense Ratio. 4GLD is an ETC with no explicit TER (storage cost included in the spread).
How we build the system
Three non-negotiable principles
Data quality
We ingest and clean market series from 2010 alongside FRED macro variables (rates, spreads, VIX, yield curve). Every variable passes integrity checks before entering the training pipeline. Without clean data, there is no useful model.
- 67 active features in production
- FRED macro + technical combined
- No lookahead bias by design
Out-of-sample validation
The ensemble is evaluated with walk-forward expanding window — it never sees future data during training. Spearman correlation measures whether confidence ranking predicts real returns. Only models with demonstrated robustness reach production.
- Walk-forward expanding window
- Spearman rank correlation
- Models rejected if they overfit
Risk-governed
Three protection layers act before the model assigns weight to any asset: VIX Shield (defensive cash only in volatility panic), SMA200 floor (avoids long positions in downtrend) and dynamic multiplier that scales size by confidence.
- VIX Shield active only in panic
- SMA200 floor as macro guardrail
- Dynamic confidence multiplier
Important disclaimer
LearnAImarkets is not a regulated financial advisory service. The signals, portfolios and analyses provided by the platform are exclusively educational and informational. They do not constitute personalized investment recommendations.
Past performance does not guarantee future returns. All investments involve risk of capital loss. Consult a qualified financial advisor before making investment decisions.
The track record shown on the platform corresponds to a walk-forward backtest on historical data. Real results may differ significantly.