12 UCITS ETFs for European Portfolios

UCITS · Euronext · XETRA

The 12 UCITS ETFs in the AI model

The Core12 portfolio diversifies across four asset classes. Each ETF has a specific role that the model adjusts daily based on the detected market regime.

UCITS ETFs

Asset classes

€

EUR denominated

UCITS · EUR · Europe

UCITS ETFs for European investors

The Core12 universe is built around UCITS ETFs tradable from Europe and suitable for EUR-based portfolios. The goal is to avoid a US-centric setup and focus on instruments European residents can realistically research and access.

What is a UCITS ETF? Read the full guide

EUR portfolio design

Tickers and trading venues are selected for European execution, reducing operational friction versus US-domiciled ETFs unavailable to many EU residents.

Cost and structure

Each ETF card exposes TER, ISIN, asset class and portfolio role so investors can compare cost, exposure and tactical use.

Educational workflow

LearnAImarkets does not execute trades: the model analyzes signals, regime and target weights so you can study disciplined UCITS allocation.

SXR8

XETRA

EquitiesTER 0.07%

iShares Core S&P 500 UCITS ETF (Acc)

ISIN: IE00B5BMR087

Tracks the S&P 500 index, the 500 largest US companies by market cap. The global benchmark for US equities, covering technology, healthcare, consumer goods, and industrials.

Moves with

US macro dataCorporate earningsFed monetary policyGlobal sentimentUS Dollar

Portfolio role

Core exposure to US equities. In BULL regimes it receives the highest model weight.

IMEU

Euronext Amsterdam

EquitiesTER 0.12%

iShares Core MSCI Europe UCITS ETF (Acc)

ISIN: IE00B1YZSC51

Groups 400+ companies from 15 developed European countries: Germany, France, UK, Switzerland and Netherlands. Cross-border diversification with multi-currency exposure (EUR, GBP, CHF).

Moves with

European economic cycleECB interest ratesEUR/USDRegional geopoliticsExports

Portfolio role

Geographic diversification within developed equities. Complements SXR8 when Europe outperforms the US.

EMIM

Euronext Amsterdam

EquitiesTER 0.18%

iShares Core MSCI EM IMI UCITS ETF (Acc)

ISIN: IE00BKM4GZ66

Covers 3,000+ securities from emerging markets: China, India, Brazil, Taiwan and South Korea. IMI (Investable Market Index) includes small caps, maximizing coverage of the EM universe.

Moves with

China growthCommoditiesDXY (strong dollar is negative)Global capital flowsLocal policy reforms

Portfolio role

Growth differential premium with higher volatility. The model significantly reduces its weight in BEAR regimes.

IWDP

Euronext Amsterdam

Real AssetsTER 0.59%

iShares Developed Markets Property Yield UCITS ETF

ISIN: IE00B1FZS350

Invests in REITs (Real Estate Investment Trusts) from developed markets: US, Japan, Australia, UK and Hong Kong. Generates income via real estate dividends and provides exposure to tangible assets.

Moves with

Real interest ratesInflationMortgage marketReal estate demandREIT dividends

Portfolio role

Real asset with high inflation correlation. Adds yield and partial decorrelation from pure equities.

XDEV

XETRA

EquitiesTER 0.15%

Xtrackers MSCI World ex USA Swap UCITS ETF

ISIN: IE00BL25JM42

Exposure to global equities excluding the US: Europe, Japan, Canada, Australia and developed Asian markets. Covers the 'developed world ex-US' universe in a single position.

Moves with

Global ex-US cycleBoJ and ECB policyJPY and EUR vs USDRelative valuationsInternational trade

Portfolio role

Reduces US concentration. Useful when US valuations are high or the dollar weakens.

EUNH

XETRA

Fixed IncomeTER 0.09%

iShares Euro Government Bond UCITS ETF (Dist)

ISIN: IE00B4WXJJ64

Eurozone sovereign fixed income: Germany, France, Italy, Spain and other euro area countries. Medium-high duration (~7-8 years). Safe-haven and portfolio stabilizer in market stress periods.

Moves with

ECB decisionsEuropean inflationSovereign spreads (BTP-Bund)Global risk appetiteRate cycle

Portfolio role

Defensive haven. The model increases its weight in BEAR regimes or high macro uncertainty.

IEAC

Euronext Amsterdam

Fixed IncomeTER 0.20%

iShares Core Euro Corporate Bond UCITS ETF (Dist)

ISIN: IE00B3F81R35

Investment-grade corporate bonds denominated in euros. High-quality issuers (BBB- or better). Higher yield than sovereign bonds while maintaining moderate credit risk.

Moves with

Credit spreadsCorporate financial healthECB (bond purchases)Default expectationsEuropean economic cycle

Portfolio role

Higher-yield fixed income with lower volatility than equities. Balances the portfolio in intermediate or moderate-uncertainty regimes.

4GLD

XETRA

AlternativeTER Sin TER

Xetra-Gold ETC (respaldado por oro físico)

ISIN: DE000A0S9GB0

ETC (Exchange Traded Commodity) backed 1:1 by physical gold stored in Frankfurt. Each unit equals 1 gram of gold. Investors may request physical gold delivery at any time.

Moves with

Real interest rates (inverse)DXY (strong dollar is negative)Inflation hedgeGeopolitical uncertaintyCentral bank purchases

Portfolio role

Safe haven and inflation hedge. The model raises allocation during high-uncertainty and risk-off episodes.

EQQQ

Borsa Italiana (Milano)

EquitiesTER 0.30%

Invesco EQQQ NASDAQ-100 UCITS ETF (Dist)

ISIN: IE0032077012

Tracks the Nasdaq-100, concentrated in US large-cap growth and technology. Adds direct exposure to innovative mega-caps and earnings expansion cycles.

Moves with

US real ratesMega-cap tech earningsGrowth valuation multiplesGlobal risk sentimentUS Dollar

Portfolio role

Tactical growth sleeve to capture momentum in risk-on cycles. The model cuts it faster during valuation-compression phases.

IS3R

XETRA

EquitiesTER 0.30%

iShares Edge MSCI World Momentum Factor UCITS ETF

ISIN: IE00BP3QZ825

Global factor ETF focused on companies with sustained positive momentum. Introduces a systematic tilt toward strong trends within the MSCI World universe.

Moves with

Trend persistenceGrowth/value factor rotationVolatility regimeQuant flowsGlobal liquidity

Portfolio role

Momentum-factor accelerator to reinforce leadership assets when market dispersion rises.

XRS2

XETRA

EquitiesTER 0.30%

Xtrackers Russell 2000 UCITS ETF 1C

ISIN: IE00BJZ2DD79

US small-cap exposure through the Russell 2000. More sensitive to the domestic cycle, financial conditions, and shifts in risk appetite.

Moves with

Credit conditionsUS domestic growthFunding costsRecession riskSmall-cap flows

Portfolio role

Size diversification versus mega caps; useful when US domestic breadth leads.

EXH1

XETRA

EquitiesTER 0.47%

iShares STOXX Europe 600 Oil & Gas UCITS ETF (DE)

ISIN: DE000A0H08M3

European energy sector ETF (oil & gas) with exposure to integrated majors and the energy supply chain.

Moves with

Crude oil priceNatural gas priceRefining marginsGeopolitical riskEuropean energy policy

Portfolio role

Cyclical sector tilt and partial hedge during energy/inflation shocks.

USD Equivalents

For investors with access to US markets (IBKR, eToro, Degiro US). Same exposure, different markets.

UCITS ETF (EUR)	Name	ISIN	USD Equiv.	Full name
SXR8SXR8.DE	iShares Core S&P 500	IE00B5BMR087	SPY / VOO	SPDR S&P 500 ETF / Vanguard S&P 500 ETF
IMEUIMEU.AS	iShares Core MSCI Europe	IE00B1YZSC51	VGK	Vanguard FTSE Europe ETF
EMIMEMIM.AS	iShares Core MSCI EM IMI	IE00BKM4GZ66	VWO	Vanguard FTSE Emerging Markets ETF
IWDPIWDP.AS	iShares Developed Markets Property Yield	IE00B1FZS350	VNQ	Vanguard Real Estate ETF
XDEVXDEV.DE	Xtrackers MSCI World ex USA Swap	IE00BL25JM42	VSS	Vanguard FTSE All-World ex-US Small-Cap ETF
EUNHEUNH.DE	iShares Euro Government Bond	IE00B4WXJJ64	BND / AGG	Vanguard Total Bond Market ETF / iShares Core U.S. Aggregate Bond ETF
IEACIEAC.AS	iShares Core Euro Corporate Bond	IE00B3F81R35	LQD	iShares iBoxx $ Investment Grade Corporate Bond ETF
4GLD4GLD.DE	Xetra-Gold ETC (respaldado por oro físico)	DE000A0S9GB0	GLD	SPDR Gold Shares ETF
EQQQEQQQ.MI	Invesco EQQQ NASDAQ-100	IE0032077012	QQQ	Invesco QQQ Trust
IS3RIS3R.DE	iShares Edge MSCI World Momentum Factor	IE00BP3QZ825	MTUM	iShares MSCI USA Momentum Factor ETF
XRS2XRS2.DE	Xtrackers Russell 2000	IE00BJZ2DD79	IWM	iShares Russell 2000 ETF
EXH1EXH1.DE	iShares STOXX Europe 600 Oil & Gas	DE000A0H08M3	XLE	Energy Select Sector SPDR Fund

* Equivalencies are approximate. They may differ in index coverage, base currency, and fees.

The model decides each ETF weight

Every day the system analyzes 50+ macroeconomic indicators to assign target weights across these 12 assets based on the detected market regime.

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